A business plan that depends on leverage

Mortgages on income properties will permanently reset to a higher level
Mortgages on income properties will permanently reset to a higher level
Prior to Covid the neutral interest rate had continued its long decline
We do not have, never have had, and never will have an opinion about where the stock market, interest rates, or business activity will be in a year from now
Any prediction based on models can be overwhelmed by what happens in the real world
The investor does not have to be an expert in macro-economic theory.
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